Your Medical care is our concern

ADDRESS: Pawpaw Street, House No:, E658 East Legon Accra, Ghana

Office Hours: 8:00am – 5:00pm
Office Line: +233 (0) 302 540668
Email: Cosmopolitanhealthinsurance@gmail.com

  • PHONE
    (233) 262 761515 / 262 762424
  • EMAIL
    info@cosmopolinmhi.com
  • POSTAL ADDRESS
    P.O Box CT 8267,
    CANTOMENTS, Accra Ghana

Benefit Packages!

CMHI provides all-inclusive benefit packages to its scheme members. These include consultation, medication, laboratory, investigations, medical and surgical procedures, optical and dental services.  Our benefit packages are flexible and can be customized to suit the health needs or policies of corporate institutions.

Our employees who process claims have a long history of fast service. About 90% of all health claims are processed within 10 working days or less.

COSMOPOLITAN HEALTH INSURANCE ANNUAL BENEFITS

 

INSURED PACKAGES

PLANS

COSMO IVORY

COSMO
SAPPHIRE

COSMO
EMERALD

COSMO
DIAMOND

Consultation

Covered

Covered

Covered

Covered

Medicines

Covered

Covered

Covered

Covered

Investigations

Covered

Covered

Covered

Covered

Maternity

Covered

Covered

Covered

Covered

Optical

Capped

Capped

Capped

Capped

Dental

Covered

Covered

Covered

Covered

Hospitalization

General Ward

Semi-Private Ward

Private

Private

Deliveries

Covered

Covered

Covered

Covered

Surgery

Covered

Covered

Covered

Covered

 

EXCLUSIONS

Cosmopolitan Health Insurance shall not be liable for payments in respect of the following:

  1. Treatment which involves Rehabilitation other than Physiotherapy
  2. Treatment for purely Cosmetic Surgery and Aesthetic purposes
  3. Assisted Reproduction and Infertility Treatment (e.g. artificial insemination and gynecological hormone replacement therapy)
  4. Diagnosis and Treatment Overseas.
  5. Medical examination for non – medical purposes (e.g. Visa application, loan application, driving license etc).
  6. Medical screening for any purpose; and medical reports.
  7. Payment for blood donation, allied procedure and items for domestic use.
  8. Mortuary Services.
  9. Treatment available as free public healthcare services (e.g. Immunizations, Family Planning, Treatment of Tuberculosis, Onchocerciasis, Buruli Ulcer, Trachoma, Voluntary HIV tests).
  10. Intentional self – injury or illness resulting from alcoholism and drunkenness or drug addiction or the use of drugs not medically prescribed.
  11. Any expenses incurred in connection with injury or illness caused or contributed to by war or invasion or whilst engaging or taking  part in Military, Naval, or Air Force service or operation or riot or civil commotion or demonstration.
  12. Any contingency arising whilst any member insured under this policy is outside the geographical limits of Ghana.
  13. Chiropractic, Acupuncture procedures etc.
  14. Sexual and erectile dysfunction
  15. Family planning, contraception.
  16. Dietary Supplement including Slimming Tablets.
  17. Chronic Kidney Dialysis, Cardiac surgery, Brain Surgery and Spinal Surgery.
  18. Dental (Cosmetic dental services, Bridges, Crowns, dentures, Braces.