• 25 January 2023

Cosmopolitan Health Insurance Company

ABOUT

Cosmopolitan Health Insurance (CHI) is a limited liability company established under Act 852 of the National Health Insurance Law (2003) and began operation in 2014 as a private, indigenous health insurance company. Presently, the company has over 600 accredited Health Service Providers in the country.

There are various product options specially designed to cater for all categories of institutions

Cosmopolitan Health Insurance was set up to support the government aim to extend access to quality and cost-effective healthcare. The company is licensed to carry out the following;

• To provide, administer and manage private health insurance schemes for corporate institutions and private individuals
• To provide Third Party Administration (TPA) and management of healthcare schemes for corporate institutions and private individuals
• To provide healthcare Top-Up services to corporate institutions and private individuals and
• To provide healthcare cover for dependants of residents and non-resident Ghanaians

Vision

Cosmopolitan Health Insurance seeks to transform the health care experience through a culture of excellence, care, quality service and innovation.

Mission

Cosmopolitan’s mission is to provide the highest levels of coverage possible to our clients by ensure that our insurance products are of the highest standard possible, and our plans provide high levels of flexibility.

Products and Services

Premium Based Services: Cosmo Ivory, Cosmo Sapphire, Cosmo Emerald and Cosmo Diamond

Third Party Administration

With our third-party administration (TPA) service, Cosmopolitan Health Insurance provide companies with administrative services such as claim processing, data management to companies that opt to self-insure their employees.

Cosmopolitan Mutual Health Insurance also provides complete benefit packages to its members, according to the scheme under which they are registered. They include: consultation, medication, laboratory, investigations, medical and surgical procedures, optical and dental services. The benefit packages are not rigid, but can be adjusted to suit the particular health needs or policies of the corporate institutions.

CHI also works hard at the response time for claims settlement and presently has a track record of settling about 90% of all genuine claims in, at most, 10 working days.