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COSMO CARE is a new product of CHI that tends at meeting the ESSENTIAL healthcare needs of all persons in Ghana. This package offers subscribers a reliable and efficient access to healthcare services and flexible payment terms. The annual premium must be paid within three months. (The annual premium can be paid either upfront or installment on daily, weekly or monthly) this makes it affordable and cost effective health insurance plan. COSMO CARE is available for all persons from all walks of life!!! With COSMO CARE, all individuals and their families HAVE GUARANTEED access to quality healthcare delivery


  • Flexible: Annual premium is payable by various options available. (Daily, Weekly, Monthly) and should be completed within three months.
  • Affordable:  Providing you with quality basic healthcare at a very affordable price.
  • Reliable: Uninterrupted services from dedicated staff and dependable health Service Providers.


3RD Party Administration

Third party administration of medical services for corporate bodies and associations with large membership. Management of Top up medical service for NHIS member.

  • CHI provides third party administration (TPA) to clients who have their own panel of clinics and hospitals.
  • CHI helps corporate institution to negotiate service charges and cost of drugs from health service providers.
  • CHI comprehensively study’s the contract that governs the health service relationship between corporate institution and the health service providers and provides advice.
  • With this agreement all claims shall be submitted to Cosmopolitan Health Insurance for vetting by CHI Medical Director. Afterwards vetted claims will be submitted to corporate institution for payment to health service providers.
  • An alternative payment option is for client to make a down payment against which vetted claims will be drawn.
  • Cosmopolitan has a team of Doctors who will vet all claims on time for onward payment.
  • Cosmopolitan will go to the extra mile of coming over to clients office to register the entire staff members.

Premium Based Services

Cosmopolitan Health Insurance provides four key premium based health insurance products with each having its own unique benefit packages. This packages includes:

  • Cosmo Ivory
  • Cosmo Sapphire
  • Cosmo Emerald
  • Cosmo Diamond